Think you only need enough life insurance death benefit to cover your final expenses? That makes sense. No one wants their family to have to pass the collection plate to cover their funeral and burial. But the truth is, life insurance is so much more than “burial insurance.” You can use it to help maintain your family’s standard of living after you’re gone. Remember, you may be gone, but your family’s bills and expenses continue on. Plus, your policy can have living benefits. Permanent life insurance can accumulate cash value over time. And you can take distributions from the cash value and use that money for whatever you like: to help buy a home, cover an emergency expense or even help supplement your retirement income—no questions asked!* And beyond that, life insurance can help you leave a financial legacy for a favorite non-profit, alma mater or any other organization you love. 

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